At Dental One, we understand that receiving the dental care you need or desire is essential for your oral health and overall well-being. To make it easier for our patients, we are pleased to offer a variety of payment plan options for all your general, cosmetic, and specialist dental treatments.

Our payment plans are designed to provide you with the flexibility and convenience you deserve, ensuring that you can access the dental care you need now, without unnecessary financial stress.

Whether you require routine check-ups, cosmetic enhancements, or specialised treatments, Dental One is here to support you on your oral health journey. We believe that everyone should have the opportunity to achieve a healthy and beautiful smile, and our payment plans are just one way we make that possible.

Feel free to reach out to us to discuss our payment plan options and find the one that best suits your needs. Your dental health is our priority, and we are committed to helping you maintain a bright and healthy smile.

At Dental One, we are pleased to offer two convenient payment plans: HUMM and ZIP PAY.  Here are some important details about each plan to help you make an informed decision.

What is HUMM?

Humm is a buy now pay later service, that allows you to pay off the cost of your treatment fortnightly.

HUMM unlike other third party finances does not require deposits for plans under $12,000, although should you want to contribute out of pocket to your treatment, this will lower your HUMM payment plan and repayments.

HUMM is not credit checked and offers special consideration to pensioners, seniors and people who are caregivers. 

HUMM incorporates its set up fee and monthly fee into your repayments so not upfront payment is required. 

What options do I have with HUMM?

HUMM provides two options that can be used to finance their treatment

  • Little things for purchases under $2000
  • Big Things for purchases over $2000 and up to $12,000

Little Things 

  • Repay over 2.5 months with a $2 transaction fee
  • Repay over 5 months with a $2 transaction fee and an $8 account fee
  • Plans over $500 can be paid off over 5 months

Big Things

  • Access up to $12,000 interest free
  • No deposit needed
  • Plans can be paid off from 12, 18, to 24 months
  • Account fees $6 per month 
  • Late payment fees $6 per month

What if I do not want to go ahead with my treatment?

Should you choose to cancel your payment plan, you may be required to pay the fees for the treatment you have completed, as well as an administrative fee.
All potential fees are discussed prior to undergoing the application for a HUMM payment plan.


What is ZIP?

ZIP provides two options for a buy now pay later option. The great feature of ZIP is that they provide you the freedom to adjust your weekly/fortnightly amounts via their app depending on your lifestyle.


  • $9.95 monthly account fee
  • Repay from $10/week
  • Tap to pay with Zip just about everywhere.


  • $1,000-$5,000 credit limit

Once you’re approved  and your account credit limit is confirmed. You may be eligible for a credit limit increase once you’ve been using your account for at least 6 months.

  • 3-60 months interest free
  • One-off account establishment fee may apply for new customers
  • Repay from $10/week or 3% of the outstanding balance (whichever is greater)
  • Complete flexibility on the amount, date and frequency of your repayments to give you more control.
  • Every transaction has a guaranteed 3 months interest free period

By offering both HUMM and ZIP PAY, we aim to provide you with the freedom to select the payment plan that best suits your preferences and financial circumstances. Our team is available to discuss these options with you and help you decide which plan aligns with your needs, ensuring you receive the dental care you require with ease and convenience.

If you have any questions or require further information about our payment plans, please don’t hesitate to reach out to us. Your dental health and comfort are our top priorities, and we are here to assist you every step of the way.