Afterpay Dentist | Flexible Dental Payment Plans at DentalOne
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Afterpay at Dental One: Smile Now, Pay Later

At DentalOne, we understand that the cost of dental care can sometimes prevent patients from getting the treatment they need. That’s why we’re introducing Afterpay — a simple and flexible way to spread the cost of your treatment into manageable instalments, so you can complete your care without delay.
With Afterpay, you don’t have to wait or stay in pain. You can book your treatment today, pay 25% upfront, and spread the rest over three more fortnightly payments — always interest-free when paid on time.

What is AfterPay

Afterpay is a “buy now, pay later” payment service that allows you to make a purchase immediately and then pay it off in four equal instalments, typically due every two weeks.

Here’s a breakdown of how it works:

  • Immediate access to services/products – You can receive your dental treatment (or make other purchases) right away without paying the full cost upfront.
  • Interest-free – As long as you make repayments on time, Afterpay does not charge any interest.
  • Automatic instalments – Payments are automatically deducted from your nominated debit or credit card every two weeks.
  • Spending limit – Each customer has an individual spending limit set by Afterpay based on their usage and payment history.
  • Late fees – If a scheduled payment is missed, Afterpay may charge a late fee.

Benefits for Dental Patients

For dental care, Afterpay means you can proceed with treatment now—whether that’s a check-up, emergency work, or cosmetic procedure—and spread the cost into smaller, more manageable payments, without delaying important care.

How It Works:

  • Download the Afterpay app and set up your account.
  • Book your appointment at DentalOne.
  • At your visit, tap your digital card at reception for payment
  • Pay 25% upfront on the day, then three more payments every two weeks.
  • Payments are automatic, simple, and interest-free.

Typical Limits & Eligibility:

  • Maximum treatment amount: around $4,000 per Afterpay transaction (varies by provider).
  • You must be over 18, live in Australia, have a valid email, mobile number, and an eligible Australian debit/credit card.
  • risk model, not a full credit check, is used to approve your Afterpay request

Advantages for You:

  • Quick access to care—no need to delay needed treatment due to cost.
  • Spread payments rather than one large out‑of‑pocket expense.
  • Interest‑free when you pay on time.
  • Simple set‑up and fast approval.

Important Things to Consider

Late or missed payments with Afterpay can incur fees, and from 10 June 2025 services like Afterpay will be regulated under Australian credit laws. This means that failing to keep up with repayments could affect your credit score.
To protect your financial reputation, it’s a good idea to set up automatic payments or phone reminders. Paying on time means you’ll continue to enjoy Afterpay’s interest-free benefits without extra costs.
Keep in mind that Afterpay often applies an initial spending cap when you first sign up. This limit may be lower at the start, but can increase as you build a reliable repayment history. If your treatment cost is higher than your approved limit, we’ll help you explore other financing solutions.
If you’re unsure about eligibility or how Afterpay works for your treatment plan, our friendly DentalOne team is here to help. We can explain your options, check your available limit, and discuss alternative pathways if needed.

Other Flexible Payment Options at DentalOne

In addition to Afterpay, we also offer:

  • Humm and Zip Pay for structured repayment plans.
  • SuperCare, which allows eligible patients to access their superannuation for dental care.
  • No-Gap services on check-ups, cleans, and X-rays for patients with health insurance.

Afterpay adds to these options by offering fast, simple approval and instant access to care — perfect for patients who want to move forward with treatment now, without waiting.

Ready to book?

Don’t let cost hold you back from a healthy, confident smile. Ask our team about Afterpay when booking your next appointment, and get the dental care you need today while spreading your payments in a way that works for you.

Call us on 1300 066 427 or book online now to learn more.

Have More Questions?

Are you curious about affordable payment plans or our dental solutions and how we can enhance your smile? We invite you to Contact us today to start your journey towards a healthier, more confident you.

Our experienced staff specialises in comprehensive dental care, ensuring personalised treatment plans tailored to your needs. Discover how DentalOne offers some of the most affordable dental services in Melbourne.

Get in touch

Whether you have a dental emergency, need to get some advice or just want to get a regular check-up, our dental team is here to help. With the convenience of flexible booking times, a brand new clinic and affordable pricing we know you'll want to make your next appointment at DentalOne. Get in touch with us today by calling, emailing or filling in our booking form and we'll book you in to see one of our team of professional and caring dentists. ​

Simply fill in your details below and we will contact you to resolve any queries and to confirm your appointment.


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